I'm 20 now, and I don't see anything wrong with still being a virgin at 20. I know the title of "virgin" has a certain stigma attached to it, but other than that, it shouldn't matter at all. There's still plenty of time in the rest of your life. Before I had sex for the first time, it seemed like such a huge deal because of all the hype surrounding it, but after having a healthy relationship that included sex on a regular basis, I can honestly say it's not as life-altering as people make it out to be. Abstaining doesn't really affect an individual one way or the other, but rushing into sex can certainly send a relationship careening in the wrong direction.